Solution with all stages of the credit extension process, starting from prospect registration, through pre-analysis and definition of credit features that fit your needs, to operation accounting and submission of legal information to regulatory agencies, serving all credit lines available in the market, such as: Loan, CDC (Consumer Credit), Personal Loans, Financing, Discount, Local Pass-Through, Foreign Pass-Through, Microcredit, Guarantee, Leasing and Intervention.
PROCESSES
Operation simulation.
Operation negotiation.
Approval subject to: credit limit, operational limit, document formalization, restrictions of registration and credit score.
Confirmation by double authorization.
Traceability of operations.
Change in interest rates, due dates, payment in installments, etc., creating new release.
Renegotiation/Repricing of operations or installments.
Debtor transfer.
Registration of assets.
Print forms (contracts, promissory notes, receipts, etc.).
BENEFITS
Safety in financial operations.
Total accuracy in financial calculations.
Compliance with legal, market and client demands.
Mitigation of operational risks.
Submission of accurate information to legal and market bodies.
Decrease in time for credit extension.
Decrease in credit risk.
Access to main Credit Protection Databases.
Analysis of 100% of proposals according to policies of the institution.
Control of delinquent and granted credit portfolios.
Compliance with Tax and Accounting demands of Brazilian Central Bank (balances, risk, forecasts, etc.).
Integration among Front, Middle and Back Office areas.
